Finance News

My Budget Thoughts

14 May 2013
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Firstly, I have made very public my issue with tinkering with superannuation and we are happy to see Treasurer Swan has avoided changes that would reduce incentives and benefits of the superannuation system. We endorse a sensible introduction of changes to encourage people to save for their retirement with greater certainty. Myself and the FPA encourages…

What Is The Debt To Equity Ratio?

21 April 2013
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A measure of a company’s financial leverage. Debt/equity ratio is equal to long-term debt divided by common shareholders’ equity. Typically the data from the prior fiscal year is used in the calculation. Investing in a company with a higher debt/equity ratio may be riskier, especially in times of rising interest rates, due to the additional…

Forex Trading – The Importance of Self Education

8 April 2013
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With daily trading volumes of more than $4 trillion, the forex markets exert a tremendous force on the global economy. What’s more, they offer regular people who seek reliable investment returns the chance to enrich themselves without suffering outsize losses or taking undue risks. The tremendous liquidity of the global forex markets ensures that investors…

Proposed Superannuation Changes

7 April 2013
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As you may already be aware, this morning the Labor Government announced its proposed superannuation reforms.  Whilst the Government ‘Joint Media Release’ will help quell some of the speculation in the press about what changes Labor was going to announce in respect of superannuation in the upcoming Federal Budget, it has raised a number of…

The Future Of The Australian Sharemarket

30 March 2013
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Following a long period of growth and stellar performance, the last five years has seen the Australian sharemarket struggle to maintain its status as the asset class of choice for Australian investors. A panel of equity experts at the Association of Financial Advisers 2012 National Conference discussed the factors which have influenced the performance of…

Road Testing Retirement

24 February 2013
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There are three kinds of retirees, according to a financial planner quoted in a recent personal finance feature in The Wall Street Journal. These three types of retirees are tagged: “Cliff divers” who fully retire upon reaching what they regard as the normal retirement age. “Worker bees” who keep delaying retirement and work well into…

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