Finance News

A Private Testimonial From A Client - The Reason We Do Our Job!

Posted on Wednesday, August 30, 2017

This is why we are financial advisers...............

 Heading into any important life milestones, such as buying a house or having a baby, can be an exciting but also nervous time. Throughout those stages and others, we have enjoyed the piece of mind that has come with acting on the sound strategic financial advice from HFM.  


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Zoning Of Primary & Secondary Schools - What You Need To Know

Posted on Wednesday, August 30, 2017
Homes zoned for some of Melbourne’s top performing public schools are delivering six-figure dividends for property owners, compared to neighbouring homes outside the catchment.
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CBA - It Is Not The Machines Fault - It's Conduct

Posted on Monday, August 7, 2017
Australian banks have enjoyed a strong performance over the last 12 months.  Banks performance is linked to the Australian property market and record levels of household debt. 
  • Going forward revenue growth will be difficult due to:
    • the property market showing signs of pressure,
    • slowing business credit growth, and
    • the diminishing ability of households to increase leverage
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Meeting The Treasurer

Posted on Sunday, July 30, 2017
I must admit I don't agree with everything Scott Morrison says, in particular the butchering of the Superannuation Guarantee where he has reduced the amount that can be concessionally contributed to super for all working Australian's to only $25,000.  That is ridiculous reform!  However in my role at 3aw I was lucky enough to meet with him and chat to him.  And whilst I did not have long with him I did have the chance to give him an idea. Read the rest of entry »

Westpac Announces New LVR On Interest Only

Posted on Tuesday, May 30, 2017
Westpac has become the next big four bank to changes its interest only lending policies for both new and existing borrowers.

Effective from 5 June, the bank will reduce the maximum LVR on new and existing interest only lending to 80%. This change will apply to owner occupier and residential investment loans, equity access loans and special borrower packages such as Medico, Industry Specialisation Policy, Sports and Entertainment, and Accounting, Law and Executive Sector loans. Read the rest of entry »

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