An interest rate cut is what we need and tomorrow I think we will get it.

I have predicted correctly since August 2016 when I predicted the cut, and tomorrow I am predicting another one.

Weak inflation data is certainly a factor, but unemployment rising to 5.2% was the final straw.

My retail clients are doing it tough, with high rents and another increase to the minimum wage next month, adding to the election campaign consumer spending freeze.

The Reject Shop is an example. Last week they announced more store closures, reduced profit and the CEO's resignation.

If you’re a dollar watcher it may drop to 68 US cents, however the cut has been priced into the AUD as it has the share market.

The Reserve Bank meets tomorrow. Watch this space.